Frequently Asked Roofing Questions

  • 1. How do I know if my roof needs repair or a full replacement?

    Look for warning signs like missing or curling shingles, granule loss in gutters, leaks or water stains in your ceiling, sagging roof lines, moss or algae growth, or the roof’s age (most asphalt shingle roofs begin needing replacement after ~20–25 years). If multiple issues are present—or if repair costs approach replacement cost—a full replacement might be the better choice.

  • 2. What causes roof damage after a storm?

    High winds, hail, falling branches, heavy rain, and flying debris can all damage shingles, flashing, seals, or the roof deck. Storms also accelerate wear in aging roofs. After severe weather, it's smart to have a professional roof inspection.

  • 3. Do you offer free inspections or estimates?

    Yes — Palm & Pineapple Roofing provides no‑obligation, free roof inspections with an estimate in our service area. We'll assess your roof’s condition, identify needed work, and explain your options. If you need a detailed inspection report for a real estate transaction or for legal purposes, we charge $150. 

  • 4. How much will a roof replacement cost?

    That depends on many factors: the size and pitch of your roof, the type of materials you choose, whether a tear-off is required, accessibility, structural repairs needed, permit costs, and more. After inspection, we provide a detailed, transparent estimate so you know exactly what you’re paying for.

  • 5. How long does a roof replacement take?

    A typical residential roof can often be replaced in 1–3 days, depending on complexity, size, weather, and any needed repairs. Larger or more complicated roofs may take longer. We’ll provide a realistic timeline during the estimate.

  • 6. What types of roofing materials do you use?

    We work with a variety of high-quality roofing materials, including:


    • Architectural asphalt shingles
    • Premium or “lifetime” shingles
    • Metal roofing
    • Specialty shingles (impact‑resistant, designer styles)
    • We’ll help you choose based on your home’s style, budget, and your long-term goals.
  • 7. Can my insurance cover roof repairs or replacements?

    Often yes, especially when damage is caused by storms (wind, hail, fallen trees, etc.). We assist with insurance claim support and documentation to make the process easier. However, routine wear & tear or lack of maintenance usually are not covered.

  • 8. Do you offer financing for roof work?

    Yes — we partner with reliable financing providers to help you spread the cost of a roof repair or replacement over time. We can discuss your options when we provide a quote.

  • 9. What warranties do you offer?

    We offer workmanship warranties backed by our company, along with the manufacturer’s material warranties (which vary by product). We’ll explain warranty terms clearly so you know what’s covered and for how long.

  • 10. How often should I have my roof inspected or maintained?

    We recommend a roof inspection at least once a year, plus immediately after any major storm. Regular maintenance—clearing debris, trimming overhanging branches, checking flashing—can extend your roof’s life.

  • 11. Can I install a new roof over my existing one?

    We DO NOT RECOMMEND installing a new roof over an existing one. We always recommend full tear-off and replacement for quality, long-term results.

  • 12. What should I do if I notice a roof leak?

    1. Contain the leak (place buckets, move valuables).
    2. Document the damage (photos help).
    3. Call us promptly to schedule an inspection and repair. 

    Delaying repairs can lead to more extensive damage to attic, insulation, ceilings, and structure.

  • 13. How do I choose the right roofing material for my home?

    onsider these factors:


    • Durability vs cost (e.g. metal lasts longer, but is typically more expensive)
    • Warranty (longer, stronger warranties are better)
    • Climate / weather exposure in your region
    • Aesthetics / curb appeal (style and color)

    We’ll walk you through the pros and cons of each option during the consultation.

  • 14. Are you licensed and insured?

    Absolutely. Palm & Pineapple Roofing is fully licensed, certified, insured, and meets local and state requirements. We carry liability and worker’s compensation insurance to protect you and our team.

  • 15. Do you handle commercial as well as residential roofs?

    Yes. We provide full roof installation and repair services for residential homes and multi-family buildings. For commercial structures, we offer roof repair.

  • 16. Will you remove and dispose of the old roof?

    Yes — as part of a full replacement, we remove the old roofing material, haul it away, clean up the site thoroughly, and dispose of it properly per local regulations.

  • 17. Do permits and inspections play a role?

    Yes. Many municipalities require building permits for roof replacement or major repairs. We manage the permitting process, ensure compliance with local codes, and schedule inspections if required.

  • 18. Can a new roof improve my home’s value or energy efficiency?

    Definitely. A new roof enhances curb appeal, adds structural integrity, and can improve energy efficiency when paired with good insulation, ventilation, and reflective or premium materials.

  • 19. How do you handle storm damage and emergency repairs?

    We offer emergency roof tarping and repairs, even during difficult conditions. After storms, we prioritize urgent damage, work quickly to mitigate further harm, and guide you through repairs or full replacement as needed.

  • 20. Why should I choose Palm & Pineapple Roofing over other contractors?

    Because we offer:


    • Local, trusted service in your area and veteran-owned
    • Transparent, detailed estimates
    • Licensed & insured workmanship
    • Strong warranties & quality materials
    • Insurance claims assistance
    • Professional, clean, and communicative project execution
  • 21. Do you offer military discounts or rebates like the Roofs for Troops program?

    Yes! Palm & Pineapple Roofing proudly participates in the Roofs for Troops rebate program offered by GAF. If you're an active military member, veteran, or retiree, you may be eligible for a $250 rebate when you install a qualifying GAF roofing system and purchase it through a GAF-certified contractor like us.


    We also offer additional military discounts on select services as a thank you for your service. Ask us during your estimate and we’ll walk you through the rebate process and help with any required paperwork.

Upgrade your home with energy-efficient windows. Call Palm & Pineapple Roofing and Exteriors at 854-213-6870 for expert window replacement services.